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ILLNESS OR ACCIDENTAL INJURY
- Cost of treatment US$ 100,000.00 per illness/accident
- Treatment and care INCLUDED
- Private nurse

INCLUDED

- Chiropractic/physiotherapy
   (dependings on stay duration)
US$ 200.00
(3 months)
US$ 200.00
(3 to 6 months)
US$ 400.00
(+ 6 months)
- Psychological/psychiatric illness
   (dependings on stay duration)

Not covered
(3 months)

US$ 275.00
(3 to 6 months)

US$ 550.00
(+ 6 months)

DENTAL
- Emergency dental treatment
   (dependings on stay duration)
US$ 200.00
(3 months)
US$ 400.00
(3 to 6 months)
US$ 800.00
(+ 6 months)
- Dental treatment necessitated by accident

US$ 250.00 per tooth for dental
orthodontics whatever the stay duration

TRAVEL COSTS
- medical transportation/ medical evacuation to home country US$ 100,000.00
- Repatriation of remains US$ 50,000.00
- Family members traveling to the sickbed
  of a seriously ill participant, including cost
  of lodging

US$ 2,500.00 for 1st Person
if hospitalised over 5 days

US$ 2,500.00 maximum for 2nd Person
if hospitalised over 7 days

DEATH RESULTING FROM ACCIDENTAL INJURY US$ 50,000.00
DISABILITY / PARALYSIS RESULTING FROM ACCIDENT US$ 50,000.00 maximum
LUGGAGE THEFT US$ 2,500.00 maximum
- Personal effects, including "theft prone"
  property (jewelry, cameras, MP3, etc.)

US$ 500.00 maximum
Note: US$ 500.00 maximum per item

THIRD PARTY LIABILITY
- Personal injury US$ 100,000.00 maximum

Emergency Room deductible :
A US$ 250 deductible will be applied for emergency room visits unless:

1. You are admitted to the hospital

OR

2. Treatment was necessary for acute illness or accident