|
| EXPENSES |
MAXIMUM COMPENSATION |
| A. ILLNESS OR ACCIDENTAL INJURY |
| - Cost of treatment |
UNLIMITED |
| - Treatment and care |
UNLIMITED |
| - Medical care for cancer |
US$ 150,000.00 maximum |
| - Medical care for car accidents |
US$ 150,000.00 maximum |
- Chiropractic/physiotherapy
(dependings on stay duration) |
US$ 200.00
(3 months) |
US$ 200.00
(3 to 6 months) |
US$ 400.00
(+ 6 months) |
- Psychological/psychiatric illness
(dependings on stay duration)
|
Not covered
(3 months)
|
US$ 275.00
(3 to 6 months)
|
US$ 550.00
(+ 6 months)
|
| B. DENTAL |
- Emergency dental treatment
(dependings on stay duration) |
US$ 200.00
(3 months) |
US$ 400.00
(3 to 6 months) |
US$ 800.00
(+ 6 months) |
- Dental treatment necessitated by accident
|
US$ 600.00 per tooth for dental
orthodontics whatever the stay duration
|
| C. TRAVEL COSTS |
| - Ambulance in connection with treatment |
UNLIMITED |
| - Medical evacuation to home country |
UNLIMITED |
| - Return ticket to host country |
UNLIMITED |
| - Repatriation of remains |
UNLIMITED |
- Family members traveling to the sickbed
of a seriously ill participant, including cost
of lodging
|
US$ 2,000.00 for 1 Person
if hospitalised over 3 days
US$ 4,000.00 maximum for 2 Persons
if hospitalised over 7 days
|
| D. DEATH RESULTING FROM ACCIDENTAL INJURY |
US$ 15,000.00
|
| E. DISABILITY RESULTING FROM ACCIDENT |
US$ 75,000.00 maximum
|
| F. EMERGENCY RETURN TRANSPORTATION |
- In case of a death or life-threatening
illness/accident of the mother/father,
the de jure or de facto spouse or of a
sibling, travel expenses to the home
country |
UNLIMITED |
| G. LUGGAGE |
US$ 3,000.00 maximum |
- Personal effects, including "theft prone"
property (jewelry, cameras, MP3, etc.)
|
US$ 1,000.00 maximum
Note: US$ 500.00 maximum per item
|
| H. THIRD PARTY LIABILITY |
| - Personal injury |
US$ 1,000,000.00 maximum |
- Damage to property
(coverage may vary according to type
of damage) |
US$ 500,000.00 maximum |
- Legal Expenses
|
Included in H
|
| I. ASSAULT |
Included in A & E above
|
J. DISFIGUREMENT COMPENSATION
(included in "E" above) |
US$ 17,000.00 maximum
|
| K. DELAY COVERAGE |
| - Personal delay |
US$ 600.00 maximum |
- Baggage delay
|
US$ 250.00 maximum
|
Emergency Room deductible :
A US$ 250 deductible will be applied for
emergency room visits unless:
1. You are admitted to the hospital
OR
2. Treatment was necessary for acute illness or accident
| |